EFFICIENCY OF THE UKRAINIAN BANKING SECTOR

О. С. Бондаренко

doi:10.37659/2663-5070-2022-9-50-60

Автор(и)

О. С. Бондаренко

DOI:

https://doi.org/10.37659/2663-5070-2022-9-50-60

Ключові слова:

метод стохастичної границі, модель стохастичної границі ефективності, транслог, банківський сектор, оцінка економічної ефективності, змінні

Анотація

Метою статті є дослідження ефективності витрат банківського сектору України на основі даних річних звітів банків до Національного банку України. У дослідженні застосовано методологію аналізу стохастичних границь до вибірки з 233 українських банків за шестирічний період з 2014 по 2019 рік. Аналіз демонструє, що загальна середня ефективність витрат українських банків у вибірці становить 0,593, що свідчить про те, що такий самий рівень можна було б отримати, використовуючи 59,3% ресурсів, якби банки працювали на межі ефективної діяльності. Результати дослідження підтверджують неефективність та високозатраність українського банківського сектору, оскільки близько 40% ресурсів втрачається в процесі виробництва фінансових послуг.

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